Brand Name : FPL TECHNOLOGIES
Developer : FPL Technologies
App Size : 54.00 MB
Email Id : help@getonecard.com
Version : 3.07
**Frequently Asked Questions (FAQs) - OneCard: Your Metal Credit Card**
1. **What makes OneCard unique?**
- OneCard stands out with its sleek metal design and cutting-edge technology. The accompanying mobile app offers advanced features like instant virtual card activation, swipe-to-pay functionality, EMI management, rewards program, bill payments, rent payments, and comprehensive card controls.
2. **Are there any charges associated with OneCard?**
- No, OneCard is a lifetime free credit card with zero joining fees, zero annual fees, and no hidden charges.
3. **How do the rewards work?**
- OneCard offers instant rewards on every spend, with 5X rewards on top two category spends each month. There's no cap on earnings, and all reward points can be redeemed for cash or purchases within the app. Referral rewards are also available.
4. **Can I convert purchases into EMIs?**
- Yes, OneCard provides attractive EMI offers, allowing you to split purchases over flexible tenures ranging from 3 to 24 months, directly within the app.
5. **Does OneCard work internationally?**
- Yes, OneCard is accepted globally, with only a 1% forex fee and a fuel surcharge waiver.
6. **What are dashboards in the OneCard app?**
- Dashboards are specialized sections within the app, such as MyRent, Card Controls, and EMI, offering one-stop solutions to manage and track specific features.
7. **Are there any special offers available with OneCard?**
- Yes, OneCard provides exclusive offers on top brands across various categories and stores.
8. **What is the OneCard & FD Combo offer?**
- The OneCard & FD Combo offer provides a high-interest Fixed Deposit (FD) along with a OneCard credit card, with a 100% limit of the FD amount. It helps build and improve credit scores, with eligible FD amounts starting as low as Rs. 5,000.
9. **Where is OneCard available?**
- OneCard is available in major cities like Mumbai, Pune, Bangalore, Delhi NCR, Chennai, Hyderabad, Ahmedabad, Nagpur, Nashik, Indore, Jaipur, and 50+ other cities for the OneCard + FD Combo.
10. **Who are the banking partners for OneCard?**
- OneCard Credit Card is offered in partnership with leading banks like South Indian Bank (SIB), Federal Bank, BoB Financial, CSB Bank, Indian Bank, and the FD-backed credit card with SBM (State Bank of Mauritius).
11. **What are the interest rates and charges associated with OneCard?**
- Interest-free period: Up to 48 days
- Interest rate on unpaid dues: 3.49% per month
- Cash withdrawal charges: 2.5% per transaction
- Over-limit charges: 2.5% (min Rs. 400)
- EMI processing fee: 1% (min Rs. 99)
- EMI foreclosure fee: 3% (min Rs. 99)
12. **How can I apply for OneCard?**
- You can instantly get your virtual credit card by downloading the OneCard app. Apply now and #BeTeamMetal.
For further assistance, contact us at help@getonecard.com or visit our website at https://getonecard.app.
*Note: Eligibility criteria apply. You must be over 18 years of age and an Indian resident to be eligible for OneCard.*
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